Receive monthly interest payments, made on the 1st of each month

The minimum deposit is $100, and we offer terms of 6 months, 12 months or 24 months Interest is calculated on a daily basis and paid monthly, and on maturity. Interest can be paid by transfer to a specified GMCU account.

12 month term deposit rate
Up to 4.40 % p.a.

Minimum investment of $5000. Interest paid monthly.

Features & benefits

monthly

Feel confident knowing exactly how much your money will earn.

With our Term Deposits you’ll have the security of locking in a fixed rate of return, giving you greater peace of mind.

You can choose from a range of terms to suit your needs. Anything from 3 to 24 months.

Product Features:

Savings & Transaction Account Features
Minimum opening balance : $3,000
Internet External Transactions : n/a
Internet International Transactions : n/a
ATM : n/a
Funds available at call : Yes
Branch Access : Yes
VISA Card : No
Internet Banking : Yes
Telephone Banking : Yes
Member Cheques : No
Direct Entry Credits : No
Direct Entry Debits : No
Periodical Payments : No
Quick Debits : No
Payroll Allocation : No
Interest Calculation : Daily Balance
Interest Method : Fixed
Interest Payment Frequency : First day Monthly
Monthly Income Term Deposit $3,000 - $4,999 $5,000 and over
6 months  0.25% p.a.   3.90% p.a.  
12 months 0.25% p.a. 4.40% p.a.
24 months   0.25% p.a.   3.90% p.a.

 

 

Minimum deposit is $3,000. We offer terms of 6 months, 12 months or 24 months.

Interest is calculated on a daily basis and paid monthly. Interest can be paid by transfer to a specified account.

Saving's now as easy as spending.

Explore our Savings and Term Deposit accounts - they work hard so you don’t have to.

We're here to help

Banking, loans, insurance and more - get in touch with us.

  • 1 If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return. Details of the Early Withdrawal Interest Adjustment are available in the Schedule of Fees and Charges. The rate for the remaining deposit will be adjusted to the appropriate rate for that amount applicable on the date of lodgement.
  • 2 Access is for enquiry only
  • 3 Interest is paid by to your nominated GMCU Account. Early withdrawals attract a reduced interest rate. Minimum deposit $3,000. Rates for deposits greater than $2 million are available on application. Fixed Interest. Calculated on Daily Balance. Refer to Conditions of Use for full details.