Earn bonus interest with no monthly withdrawals.

Our Advantage Saver Account is a savings account for those dedicated to a regular saving plan.

Funds in your account will earn a bonus rate in a month where you make no withdrawals and deposit at least $20.

Interest is calculated on a daily balance and credited to the account monthly, or when the account is closed.

4.75 % p.a.

Features & benefits

Product Features:

Savings & Transaction Account Features
Minimum opening balance : $1
Internet External Transactions : $500
Internet International Transactions : $2500
ATM : N/A
Funds available at call : Yes
Branch Access : Yes
VISA Card : No
Internet Banking : Yes
Direct Entry Credits : Yes
Direct Entry Debits : Yes
Periodical Payments : Yes
Quick Debits : Yes
Payroll Allocation : Yes
Interest Calculation : Daily Balance
Interest Method : Tiered
Interest Payment Frequency : Last day monthly
Advantage saver account Interest rate
Base 0.01% p.a.
Bonus 4.74% p.a.
Total 4.75% p.a.
Feature Charges
Member eligibility All members
In branch withdrawals  $4 
Electronic withdrawals Free
Minimum deposits $20 each month

Saving's now as easy as spending.

Explore our Savings and Term Deposit accounts - they work hard so you don’t have to.

Bank & save calculators

Wondering how much you can borrow? Or what you repayments will be each month? Our bank & save calculators can crunch the numbers for you.

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  • 1 Bonus rate is earned in months where you deposit at least $20 and make no withdrawal (including electronic debits). Variable Interest. Calculated on Daily Balance. Portion in each tier earns the rate for that tier. Interest paid monthly. Refer to Conditions of Use for full details.
  • 2 A higher limit is available by application for members who have registered to receive SMS One Time Passwords.
  • 3 Balance in each tier earns the rate for that tier. To qualify for monthly bonus interest you need to deposit at least $20, and make no withdrawal (including electronic debits). Qualifying period ends on the last business day of each month.